Items that cannot be replaced such as art, collections, or antique should be discussed with your insurance carrier and may require a separate floater Main reasons to have an updated home inventory list: Make, Model, and Serial Number if applicable The secret to a successful home inventory list is to include as much information as possible about the item: A home inventory list can be categorized by room, type of item, collection or any other criteria that would make it easier for you to cover all the items. There are different variations of the lists, but there are general principles that can help you organize the home inventory. A more detailed description of each item can help you get the money you need to replace the item in case of a covered event. The most important part is that this list should include every item in your home, condo, or apartment. The home inventory list is a complete breakdown of personal belongings within a household. Insurance companies at the same time do not emphasize the importance of a home inventory list. ![]() A lot of people neglect the fact that most insurance companies require a home inventory list in order to reimburse insured customers for a loss. We want to explain how a simple description of the items at your household can save you thousands of dollars and guarantee the payout you deserve. In this article, we want to raise awareness about the importance of home inventory lists. Do you know how much it would cost to replace EVERY item at your home?Įverybody is different, and it is possible that there are people who can do that, but in general, most of the people have no idea how much things they have. you have including brand names and purchase prices? ![]() Do you have any idea how many jeans, jackets, shorts, t-shirts, etc. ![]() Can you remember makes, models, and serial numbers of all your appliances? Would you be able to create a detailed list of ALL your belongings? We have a simple quiz to help you identify if you need a home inventory list:
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